Credit Cards

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Bank of Ireland and Aer Lingus have teamed up to bring you a new kind of credit card. One that turns your spend into amazing travel rewards. Let the adventures begin! Apply online in minutes, call us on 0818 200 412 - Monday to Friday, 9am - 5pm or visit your local branch.

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Classic Credit Card

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The everyday credit card with no annual fee. Apply for your Classic Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 9am - 5pm.

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Platinum Credit Card

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Lowest interest rate credit card available for new and existing Bank of Ireland customers. Apply for your Platinum Mastercard online in minutes or call us on 0818 200 412 - Monday to Friday, 9am - 5pm.

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Affinity Credit Card

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With our Affinity Credit Cards, you not only get all the advantages of a great credit card, Bank of Ireland also makes a donation to the college you choose and will donate a percentage of your annual expenditure at no expense to you.

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Student Credit Card

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The Bank of Ireland Student Credit Card is specifically designed to suit your budget, lifestyle and financial needs. It is easy to apply for and subject to approval, gives you an immediate credit limit of €600 in your first or second year of full time study and up to €1,000 if you’re in third year or above of full time study.

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Interest is charged on cash advances and outstanding balances. Purchase Interest is charged if you don’t pay your credit card in full by your due date.

Over 18s only. Lending criteria, terms and conditions apply. Bank of Ireland is regulated by the Central Bank of Ireland.

Taxes, fees and charges apply. Available when you spend €5,000 or more within a Reward Year on the Aer Credit Card, except for Excluded Transactions. Free return fares are for any European Aer Lingus ticketed and operated flights to / from Dublin, Cork, Shannon or Belfast. A minimum of two seats per flight will be available, except for Restricted Periods. Seat availability on the Aer Lingus website or through a booking agent does not guarantee a free return fare.

To access Aer Lingus operated lounges at Dublin, Cork, Shannon and Belfast Airports every Reward Year.

Underwriting, terms and conditions apply. Travel insurance is arranged by Bank of Ireland Insurance Services and is underwritten by Chubb European Group SE. Bank of Ireland Insurance Services Limited trading as Bank of Ireland Insurance Services and Bank of Ireland Insurance is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. Chubb European Group SE is authorised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.

0% fixed interest available for new credit card customers for the first 6 months for purchases or 7 months for balance transfers from the date of account opening. At the end of the introductory period the annual interest rates will revert to the standard variable interest rate applicable to your card at that time. Balance Transfer introductory rates are not available on Student Credit Cards.

24 hour approval means next working day provided that we are in receipt of all relevant information and documentation. Applications for non Bank of Ireland customers and applications referred to underwriting may take longer.

Cross border handling fee applies to non-euro transactions

The Government stamp duty of €30 applies

Interest is charged on cash advances and outstanding balances. Purchase Interest is charged if you don’t pay your credit card in full by your due date.

Ways we can help

Contact us directly

Give us a call directly

If you need to speak directly to an agent, please use our dedicated credit card lines:

Credit Card Services

ROI 0818 251 251 GB & NI 03457 365 555 All other locations +353 56 775 7747

Emergency Numbers

ROI: Freephone 1800 946 764 GB & NI: Not Freephone 0345 309 8099 All other locations: Not Freephone +353 56775 7007

Tweet us @talktoBOI

8am-8pm response within 15 minutes or less

Find your local branch

For details on branch services, National Sort Code (NSC), BIC / IBAN, branch contact details and opening hours.

Use the dropdown to search for a branch across the country:

Bank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 2 College Green, Dublin, D02 VR66 and registered number 593672. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.

Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is regulated by the Central Bank of Ireland and authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.